Buying a home is one of the biggest financial decisions you’ll ever make. It’s not just about how it looks on the surface—what lies beneath could cost thousands. That’s why getting the right survey is so important. But with different levels of RICS surveys available, how do you know which one’s right for you?
What Is a RICS Survey?
A RICS survey is a professional inspection of a property’s condition, carried out by a surveyor registered with the Royal Institution of Chartered Surveyors (RICS). It’s designed to spot issues like damp, structural problems, or outdated electrics before you commit to buying.
There are three main survey levels—each suited to different property types and buyer needs. If you’re working on understanding RICS home surveys, this guide will help you match the right level to your situation.
Level 1: RICS Condition Report
Best for: Newer homes in good condition
This is the most basic survey available. It gives you a general overview of the property’s condition without going into much detail.
What it covers:
- Visual inspection only (no looking under floorboards or behind walls)
- Traffic-light ratings to highlight issues (green = no concern, red = serious problem)
- Summary of risks and urgent defects
- No valuation included (unless requested)
Choose this if:
- The home is modern and hasn’t had many changes
- You just want peace of mind about the overall condition
Level 2: RICS HomeBuyer Report
Best for: Conventional homes in reasonable condition
This is the most popular choice for buyers. It provides more detail than a Level 1 report but is still non-intrusive.
What it includes:
- Everything in Level 1
- Inspection of lofts, drainage, and damp (where accessible)
- Advice on repairs and ongoing maintenance
- Market valuation and insurance rebuild cost (if selected)
Pick this if:
- The property was built after 1900
- You’re buying a flat or house that’s been reasonably well maintained
- You want a mix of detail and cost-efficiency
Level 3: RICS Building Survey
Best for: Older or altered properties
This is the most in-depth survey available. It’s essential if you’re buying an older property, a fixer-upper, or a building that’s been heavily extended.
What it includes:
- Comprehensive inspection, inside and out
- Detailed breakdown of defects, causes, and how to fix them
- Guidance on repair priorities and possible future issues
- No valuation included unless requested
Go for this if:
- The home is pre-1900 or listed
- You’re planning major renovations\
- The property has visible wear or unusual features
Get the Right Survey, Save Yourself Trouble Later
Choosing the right RICS survey isn’t just a box-ticking exercise—it could save you thousands down the line. So take your time, weigh up the age and condition of the property, and match it to the survey level that gives you the detail you need. After all, knowing what you’re buying is half the battle.
This is a submitted article written by Lydia White.
