EXPERTS are advising cancer patients on surviving the financial impact of both the disease and the Coronavirus crisis.
People living with cancer are not only facing the effects of the declining economy, but potentially financial struggles resulting from their diagnosis, says Macmillan Cancer Support.
The cancer charity funds and supports not only nurses, but a range of health and social care professionals, including welfare benefits advisors.
It says: “It may not be the first thing you think about, but being diagnosed with cancer can be tough on your finances.
“Macmillan’s research shows that four out of five people feel the financial impact of cancer and are, on average, £570 worse off a month as a result of their diagnosis.
“You may earn less if you need to stop working or reduce your hours. You may spend more on everyday costs like heating and travelling to hospital. That’s why Macmillan has funded benefits advisors in the West Midlands region, to give people living with cancer the support and guidance they need to make money one less worry.”
With unemployment rates predicted to rise, along with delayed cancer diagnoses, Macmillan Welfare Benefits Advisor in Coventry and Warwickshire, Balwant Nahal, is offering tips on how can cope with the financial impact of both cancer and coronavirus.
Balwant said, ‘The double-blow of an NHS cancer crisis and the deepest economic recession in decades is making it more difficult than ever for people living with cancer to face the cost of cancer.
“In these unprecedented times, it’s never been more important to obtain free, independent, impartial and professional advice on your entitlements. From seeking advice on furlough for the employed and benefit claims such as Universal Credit, to the Self Employment Income Scheme, we have had a variety of enquiries from clients affected by cancer.
“Clients have also raised concerns about holding onto their employment with increase in redundancy announcements. This is where we have been able to step in and give advice on their rights and entitlements.
“Our top tips for people affected by cancer and during these unprecedented times, include:
Get advice early. Even if your income may not have been affected, it may still be useful to have the conversation in the event things were to change. It will help you plan and stay in control of important decisions
Speak to a reputable organisation who is expert at what they do – you won’t know what you might be entitled to unless you have the conversation. There are free services such as Citizens Advice ready to help with dedicated services for those with cancer.
Help comes in many forms. Not all help is means tested, so you may be missing out. If you are not eligible, there may be help for those caring for you.
Don’t make assumptions that you won’t be eligible. Financial help comes in the form of non means tested grants, as well those that are means tested.
The benefits system is complex, and you may not have claimed before. There are professional, dedicated services ready to help, including our own. Please do reach out if you need any financial help and support.”
If a cancer diagnosis has had an impact on your finances, contact the Macmillan Benefits Advice Service in Coventry and Warwickshire on 02476 252050 or email [email protected].
